Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Be sure to first consult with a qualified financial advisor and/or tax professional before implementing any strategy contained herein. Neither the firm nor its representatives and/or agents may give any tax or legal advice.